Beautiful home on a large lot with 100 feet of shared access on West Bay. This 4 bedroom, 2.5 bath home, has an open floor plan, with plenty of bonus rooms in the lower level!! The large lot offers plenty of privacy, with a large slider that opens to a patio. Upstairs has three bedrooms, middle level has a large family room with a nice dining area open to the kitchen, and the lower level has a large room, bedroom with bathroom, and den/office space, plus another large bonus room which is perfect for a play room. Shared frontage is down Gray Rd. turn right on Peninsula Drive, there is a sign "Loveland", parking is to the right, with large storage barn for water toys. No association fee for subdivision, but there is one for 1/11th share of 100 feet of deeded waterfront on West Bay. Fees were $500 in 2020. Waterfront has a dock with potential for a place to park your boat.