Secluded six bedroom home located on the Torch Lake watershed in the upper Chain of Lakes, this custom-built, 4500 sq foot home offers both main-floor living and an in-law suite also with main-floor living. Field-stone, centerpiece fireplace. Beautiful water views from each floor and from the master bedroom. Polished concrete basement floors with additional living space including a bar, family room, additional bedroom, and a library or study room with built-in book shelves. Geothermal heat system in addition to existing forced-air propane furnace. Close access to all seasons of recreation from year-round fishing, to horseback riding to winter skiing and snowmobiling and summer water reaction in three of the major Northern Michigan waterways (Torch Lake, Lake Charlevoix, and West and East Bay). Large, three-car garage for toy storage.